Plan Financial Freedom this 2013

“Always bear in mind that your own resolution to succeed is more important than any one thing.” ? Abraham Lincoln  

After the rush and thrill of the Holiday season, this is a perfect opportunity for all of us to  sit back, summarize the highs and lows of past year and proactively plan for the year ahead.  As the number of days is dwindling for 2012, we have to focus on important areas of our life.  Financial health is mostly on top of everyone’s agenda, with all of us wanting to have more cash, less debt and generally more prosperous financial New Year.  This is the perfect time to create sound financial resolutions that are clear, focused and realistic before we greet 2013. Continue reading

Persistence: A Path to Success in Life and Business

“It is better to take many small steps in the right direction than to make a great leap forward only to stumble backward.” – Louis Sachar

Everyone wants to be successful but not everyone can step on the pedestal of success.   This is true when it comes to debt collecting.  Any individual or small business owner can attest to the fact that there is no shortcut to debt recovery.  You can’t expect to do something magical overnight and have all debts erased the next day.   You have to work hard and have to go through several rejections and disappointments just to see that glimmer of achievement you are aiming for.  It is important to never give up because when you do, no matter what your goal is, may it be a quick cash flow increase, proper recovery from debt or making your business prosper, you will never see the fruits of your labor.

May this beautiful story of the Bamboo Tree inspire you to never let go, especially during times of disappointments.  Hang in there! Remember that your success can only happen when you put a lot of effort and determination every step of the way for a continuous period.

13 Secrets to New Year’s Debt Collecting

“Nobody can go back and start a new beginning, but anyone can start today and make a new ending.” – Maria Robinson 

This year is about to end and this is the best time to plan what you want the coming year to be, especially when it comes to your finances. If this year hasn’t been too kind to you because of increasing debt, then start planning and changing things now. Contrary to the belief that creating resolutions on the first day of the year is more effective, this doesn’t hold true when we are talking about debt recovery for your business. The earlier you plan your financial strategy and start recovering from debt, the more time you’ll have to monitor it and check how it can impact your cash flow system. Continue reading

Debt-Free Holiday Tips for this Season

“Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like” – Will Smith 

The Holiday Season tends to lure us all into getting into more spending and debt.  Big-item buying and unplanned spending is as bad for personal as it is for business finances.  Festive Season has the magic of making us all a bit merrier and light-handed when it comes to shopping, parties and Christmas gifts, but most of the time the headache from unnecessary debt comes “the morning after”.

No matter how generous and ecstatic you feel, think twice before putting another item in your Christmas shopping cart.  You can’t avoid Christmas spending, but you can surely avoid putting yourself in a financial predicament that could lead to cash flow problems due to more debt as you start the New Year. Continue reading